Rail Cargo

Rail freight losses can pose significant financial exposure to insurers and logistics companies. As with its inland marine heavy trucking counterpart, rail shipments can present similar risks. At HCI, we have assisted insurers and their logistics companies with claim exposures that include, but are not limited to, the following losses:


  • Cargo thefts and shortages
  • Cargo theft recoveries
  • Cargo spoilage – temperature abuse
  • Cargo contamination
  • Load shifts and upsets
  • Improper securement and packaging

Rail lines use ocean containers to move cargo to and from ports of entry. As rail freight continues to grow within the transportation industry, exposure to the above risks increases. HCI’s expertise ably assists insurers and their logistics companies with the challenges of rail freight claims.

insurance institute logo oiaa logo
cip society logo ciaa-acei logo