Road Transport & Cargo

Long haul and short haul trucking and load brokering are unique lines of business that can expose logistics companies, and their insurers, to significant financial risk. These specialty lines of business require the expertise and experience of HCI, a licensed insurance professional, to assist insurers and logistics companies with the control and monitoring of their related financial exposure. These risks include, but are not limited to, the following:


  • Theft of tractors/trailers/other vehicles
  • Cargo theft and recoveries
  • Cargo spoilage – temperature abuse/delay
  • Cargo contamination
  • Load shifts – improper securement and/or packaging of cargo
  • Motor vehicle accidents
  • Vehicle fires

Emergency attendances and consultations, thorough investigations, concise and accurate reporting, and effective communication skills are required to respond to these potential events. At HCI, we are results oriented and understand the needs of the insurers and logistics companies invested in this market. HCI also assists logistics companies on uninsured or underinsured losses or that carry a self-insured retention (SIR) or high deductible.

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