Sunday, October 20, 2019

Property

commercial property and personal property claims southern ontarioAs with automobile policies, property risks also represent an exposure that crosses both personal and commercial lines of business. HCI continues to assist insurance companies that require the field expertise and experience of a trained claims professional.

Commercial Risks

With a decade of claims handling experience, HCI provides resolutions to commercial property claims resulting from a multitude of perils. We understand the unique issues and exposures related to a commercial risk, and how these issues affect business processes.

Commercial lines property claims can include,
but are not limited to, the following:

  • Windstorm damage
  • Water damage
  • Stock spoilage
  • Fire losses
  • Theft
  • Power surge and lightning strike
  • Equipment damage
  • Mechanical breakdown
  • Business interruption

The proper handling of these claims can be paramount to the ongoing success and financial stability of the affected company. HCI has the resources and solutions to resolve these matters in an effective and affordable manner.

Personal Risks

Homeowner policies may be one of the more common risks associated with the insurance industry; however, each risk is unique and depends on different variables, much as one individual is different from the next.

Personal lines property claims can include,
but are not limited to, the following:

  • Windstorm damage
  • Water damage
  • Sewer back-up damage
  • Fire losses
  • Lightning strike
  • Theft

HCI understands the complexities of these claims and will provide their claims expertise and experience to bring matters to a fair conclusion, while maintaining a positive customer service experience for insurers’ policyholders.